Genesis Capital

Finance for your organisation

Acquire the assets you need, keep the cash you have

We have been sourcing, arranging and structuring finance since 1997 — more than 50,000 facilities for nearly 19,000 organisations, using over 40 institutional lenders.

Request a quote
Server racks, a robotic arm and solar panels representing financeable business assets

In short

Relying on one bank is no longer the only option. There has never been a wider choice of lenders and products in the UK and Ireland — the difficulty is knowing which will fund your asset, at what price, and how quickly.

That is the part we do for you.

Products

Four routes to funding — matched to the asset, not to a template

Leasing

Finance leases, operating leases, maintenance-inclusive hire agreements and sale & leaseback. Often highly tax efficient, flexible on future upgrades, and residual values can be taken where appropriate.

  • Fixed, budgetable payments
  • Upgrade paths built in
  • Residual values where suitable

Project financing plans

A daily service charge handles the complexity of a staged implementation: providers are paid as they deliver, and the lease is only activated once the whole project is complete.

  • Pay suppliers in stages
  • Lease starts on completion
  • Ideal for multi-phase rollouts

Loans & hire purchase

Spread the cost while owning the asset, retaining capital allowances and building equity in equipment you intend to keep.

  • Ownership at the outset
  • Capital allowances retained
  • Terms matched to asset life

Factoring & invoice discounting

Release the cash tied up in your sales ledger, either as a confidential facility or with credit control included.

  • Cash against invoices
  • Confidential options
  • Scales with your sales

Why us

What working with Genesis feels like

  • Expert knowledge and advice that only experience delivers
  • Honest, straightforward feedback — we don't waste your time or ours
  • Competitive rates, low fees and flexible payment structures
  • One of the widest funding panels available in the UK and Ireland

Common questions

Asset finance, answered

What can we fund with asset finance?
Business software and licences, IT hardware and infrastructure, robotics and automation, renewable energy generation, medical equipment, plant, machinery and fit-out. Soft costs such as installation, training and support can usually be included in the same agreement.
Is leasing more tax efficient than buying outright?
It often is, because lease rentals are generally treated as an operating cost while hire purchase and loans preserve capital allowances. The right answer depends on your tax position, so we set out the options and recommend you confirm treatment with your accountant.
What information do you need to quote?
The asset or project, the amount, the term you have in mind and the name of your organisation. We can usually indicate pricing on the same call and confirm it in writing shortly afterwards.
Do you work with newly formed businesses?
Sometimes. Our panel includes lenders comfortable with young companies where the asset is strong or security is available. We will tell you quickly and honestly if the proposal is unlikely to be funded.
Can we settle an agreement early?
Yes. Early settlement figures are available on request, and the terms are set out in your agreement before you sign it.

Next step

Tell us what you're buying

Send us the asset and the amount, and we'll come back with realistic options and honest feedback.

Request a finance quote

Tell us where you are and we'll point you to the right consultant — usually the same working day.

We only use your details to respond to your enquiry. See our privacy policy for how we handle your information. Registered with the Information Commissioner's Office: Z1789442.