Finance for your organisation

Business asset finance & equipment leasing

Acquire the assets you need and keep the cash you have. We have been sourcing, arranging and structuring asset finance since 1997 — more than 50,000 facilities for nearly 19,000 organisations, using over 40 institutional lenders.

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Server racks, a robotic arm and solar panels representing financeable business assets

In short

An asset finance broker compares the whole market for you. Relying on one bank is no longer the only option: there has never been a wider choice of lenders and products in the UK and Ireland — the difficulty is knowing which will fund your asset, at what price, and how quickly.

That is the part we do for you.

Products

Four types of business asset finance

Equipment leasing, project finance, hire purchase and invoice finance — matched to the asset, not to a template.

Leasing

Finance leases, operating leases, maintenance-inclusive hire agreements and sale & leaseback. Often highly tax efficient, flexible on future upgrades, and residual values can be taken where appropriate.

Fixed, budgetable payments
Upgrade paths built in
Residual values where suitable

Project financing plans

A daily service charge handles the complexity of a staged implementation: providers are paid as they deliver, and the lease is only activated once the whole project is complete.

Pay suppliers in stages
Lease starts on completion
Ideal for multi-phase rollouts

Loans & hire purchase

Spread the cost while owning the asset, retaining capital allowances and building equity in equipment you intend to keep.

Ownership at the outset
Capital allowances retained
Terms matched to asset life

Factoring & invoice discounting

Release the cash tied up in your sales ledger, either as a confidential facility or with credit control included.

Cash against invoices
Confidential options
Scales with your sales

Why us

Why choose Genesis Capital as your asset finance broker

Expert knowledge and advice that only experience delivers
Honest, straightforward feedback — we don't waste your time or ours
Competitive rates, low fees and flexible payment structures
One of the widest funding panels available in the UK and Ireland

Common questions

Business asset finance questions, answered

What is business asset finance?: Business asset finance covers the agreements a company can use to acquire equipment without paying for it up front: leasing, hire purchase, a business loan secured on the asset, project finance or invoice finance. The lender funds the asset, and you pay fixed rentals or instalments over an agreed term.
What is the difference between leasing and hire purchase?: With a lease you pay to use the asset and the funder retains ownership, which often makes rentals an operating cost. With hire purchase you own the asset from the outset, keep the capital allowances and build equity — better suited to equipment you intend to keep for its full life.
What can we fund with asset finance?: Business software and licences, IT hardware and infrastructure, robotics and automation, renewable energy generation, medical equipment, plant, machinery, commercial vehicles and fit-out. Soft costs such as installation, training and support can usually be included in the same agreement.
Is equipment leasing more tax efficient than buying outright?: It often is, because lease rentals are generally treated as an operating cost while hire purchase and loans preserve capital allowances. The right answer depends on your tax position, so we set out the options and recommend you confirm treatment with your accountant.
What information do you need to quote?: The asset or project, the amount, the term you have in mind and the name of your organisation. We can usually indicate pricing on the same call and confirm it in writing shortly afterwards.
Do you work with newly formed businesses?: Sometimes. Our panel includes lenders comfortable with young companies where the asset is strong or security is available. We will tell you quickly and honestly if the proposal is unlikely to be funded.
Can we settle an agreement early?: Yes. Early settlement figures are available on request, and the terms are set out in your agreement before you sign it.

Next step

Tell us what you're buying

Send us the asset and the amount, and we'll come back with realistic options and honest feedback.