Finance for your business
Expert advice, honest feedback and competitive rates across leasing, hire purchase, project finance and invoice finance. We tell you quickly if something won't fly.
See how we fund customersTried, tested & trusted since 1997
Refreshingly efficientbusiness & vendor finance
Genesis Capital is an independent UK finance broker. We help organisations fund the assets they need without draining cash, and we build vendor finance programmes that help suppliers sell more, more often.
Prefer to talk? 020 8255 5505
Since 1997
Arranging UK & Ireland asset finance
19,000+
Organisations funded
£6bn+
Injected into the economy
40+
Institutional lenders on panel
Two ways we help
Whether you're buying or selling, finance shouldn't be the hard part
In short
Buying assets? We source and structure funding from a panel of more than 40 lenders, so you keep your cash and match the cost of an asset to the benefit it delivers.
Selling to businesses? We design and run the finance programme behind your sales cycle, remove price objections and pay you promptly once your customer accepts.
Vendor finance programmes
Launched one of the UK's first software vendor finance schemes in 1997. Many of our programmes are now in their second decade, with customers returning around ten times each.
Become an alliance partnerProducts
A range of finance products — we don't do one size fits all
Every proposal is structured around the asset, its useful life and how your organisation is taxed.
Leasing
Finance leases, operating leases, maintenance-inclusive hire and sale & leaseback — tax efficient, with room to upgrade.
Project finance plans
A daily service charge covers staged implementations: suppliers are paid as they deliver, the lease starts when the project completes.
Loans & hire purchase
Own the asset outright while spreading the cost, with capital allowances retained by your business.
Invoice finance
Factoring and invoice discounting to release cash tied up in your sales ledger.
Sectors
High-technology assets are our home ground
We started in business software and IT, then applied the same funding knowledge to the technologies replacing older capital equipment.
- Software & IT hardware
- Green energy production
- Plant & machinery
- Medical equipment
- Robotics & automation
- Commercial vehicles & fit-out
What clients say
More than 93% of clients would give us a written reference
Source: responses to Genesis quality questionnaires since 1 January 2000.
“No-one came close in terms of knowledge, professionalism and energy levels. The decision to choose Genesis as our finance partner was unanimous by the selection team.”
“The response from the start was excellent. We had a number of queries which were dealt with in a professional manner. We would certainly recommend them.”
“Genesis made everything so easy and smooth. They are such a wonderful, friendly bunch of people — nothing is too much trouble.”
Common questions
Straight answers before you call
- What does Genesis Capital do?
- We are an independent UK finance broker. We arrange funding so organisations can acquire business-critical assets, and we build and run vendor finance programmes so suppliers can offer payment options to their own customers.
- What can be financed?
- Business software and IT hardware, green energy generation, robotics and automation, medical equipment, plant, machinery and wider capital projects. Intangible costs such as software licences, implementation and training can usually be included.
- How long does a decision take?
- Straightforward proposals are typically credit-approved within hours, with documents issued the same day. Larger or structured deals take longer because we present them to the lenders most likely to say yes.
- Who do you lend to?
- UK and Ireland based businesses, charities and public sector bodies. We are a broker, not a lender, for regulated business, and we work with a panel of more than 40 institutional funders. All finance is subject to status and credit approval.
- Are you regulated?
- Yes. Genesis Capital (Finance & Leasing) Ltd is authorised and regulated by the Financial Conduct Authority, firm reference number 679618.
Get started
Tell us what you need and we'll do the legwork
No call centres, no scripts. You'll speak to a consultant who understands the asset you're funding.
Recognised by the London Stock Exchange in 2018 as one of the 1000 Companies to Inspire Britain.