Finance for your business
Expert advice, honest feedback and competitive rates across leasing, hire purchase, project finance and invoice finance. We tell you quickly if something won't fly.
See how we fund customersTried, tested & trusted since 1997
Refreshingly efficientUK asset & vendor finance
Genesis Capital is an independent UK asset finance broker. We arrange equipment leasing, hire purchase, business loans and invoice finance from more than 40 lenders — and we build vendor finance programmes that help suppliers sell more, more often.
Prefer to talk? 020 8255 5505
Since 1997
Arranging UK & Ireland asset finance
19,000+
Organisations funded
£6bn+
Injected into the economy
40+
Institutional lenders on panel
Two ways we help
Asset finance for buyers, vendor finance for sellers
Genesis Capital has arranged more than 50,000 finance facilities for nearly 19,000 UK and Irish organisations since 1997.
In short
Buying equipment? We source and structure asset finance from a panel of more than 40 lenders, so you keep your cash and match the cost of an asset to the benefit it delivers.
Selling to businesses? We design and run the finance programme behind your sales cycle, remove price objections and pay you promptly once your customer accepts.
Vendor finance programmes
Launched one of the UK's first software vendor finance schemes in 1997. Many of our programmes are now in their second decade, with customers returning around ten times each.
Become an alliance partnerProducts
Types of asset finance we arrange
Leasing, hire purchase, project finance and invoice finance — every proposal structured around the asset, its useful life and how your organisation is taxed.
Leasing
Finance leases, operating leases, maintenance-inclusive hire and sale & leaseback — tax efficient, with room to upgrade.
Project finance plans
A daily service charge covers staged implementations: suppliers are paid as they deliver, the lease starts when the project completes.
Loans & hire purchase
Own the asset outright while spreading the cost, with capital allowances retained by your business.
Invoice finance
Factoring and invoice discounting to release cash tied up in your sales ledger.
Sectors
Equipment finance for high-technology assets
We started in business software and IT finance, then applied the same funding knowledge to the technologies replacing older capital equipment.
- Software & IT hardware
- Green energy production
- Plant & machinery
- Medical equipment
- Robotics & automation
- Commercial vehicles & fit-out
What clients say
More than 93% of clients would give us a written reference
Source: responses to Genesis quality questionnaires since 1 January 2000.
“No-one came close in terms of knowledge, professionalism and energy levels. The decision to choose Genesis as our finance partner was unanimous by the selection team.”
“The response from the start was excellent. We had a number of queries which were dealt with in a professional manner. We would certainly recommend them.”
“The team made everything so easy and smooth. Even when the original case handler went on holiday, everything was handed over to his colleagues so well that we didn't have any problems. They are such a wonderful, friendly bunch of people — nothing is too much trouble.”
“The service provided was brilliant! It was a pleasure to deal with them.”
“I trust the team at Genesis — good guys who I am very happy to give my business to. I have been trading with them for 15 years and would recommend them without hesitation.”
“Good communications, swift quotations when requested. Friendly, helpful staff.”
“Fast and efficient quoting and follow-up service. Would recommend and use again.”
“Fantastic service to date. James has been extremely quick to return the requested finance details and has assisted through the process. He also upholds a professional approach.”
“Ish is extremely diligent and knowledgeable, and has provided us with great service whilst patiently helping us work through our finance options.”
“Very positive experience from the beginning right throughout the process. James has been excellent at communicating and managing the process. This was our first experience of financing a project.”
“Perfect — quick, easy and very professional.”
“I found Sean to be highly engaged and motivated to help, and quick to respond to both mine and my customers' questions. Am extremely satisfied with my experience and will certainly use your service again.”
“Jacob has been prompt and professional in my dealings with him. His colleague Lizzie has also been very helpful indeed.”
“Overall the Genesis Capital experience has always been a good one — thus the reason we continue to use Genesis Capital as our first choice funding company for all equipment.”
Common questions
Straight answers before you call
- What is asset finance?
- Asset finance is a way of paying for equipment over time instead of buying it outright. A lender funds the asset and you pay a fixed monthly or quarterly amount — through a lease, hire purchase or a loan — so the cost is matched to the benefit the asset delivers rather than paid up front from cash reserves.
- How does asset finance work in practice?
- You tell us the asset, the amount and the term. We place the proposal with the lenders on our 40-plus panel most likely to approve it, come back with pricing and structure options, and issue documents once you choose. The lender pays your supplier and you pay the agreed rentals over the term.
- What does Genesis Capital do?
- We are an independent UK asset finance broker based in Esher, Surrey. We arrange leasing, hire purchase, loans and invoice finance so organisations can acquire business-critical assets, and we build and run vendor finance programmes so suppliers can offer payment options to their own customers.
- What equipment can be financed?
- Business software and IT hardware, green energy generation, robotics and automation, medical equipment, plant, machinery, commercial vehicles, fit-out and wider capital projects. Intangible costs such as software licences, implementation and training can usually be included in the same agreement.
- How long does an asset finance decision take?
- Straightforward proposals are typically credit-approved within hours, with documents issued the same day. Larger or structured deals take longer because we present them to the lenders most likely to say yes.
- Who can apply?
- UK and Ireland based businesses, charities and public sector bodies. We are a broker, not a lender, for regulated business, and we work with a panel of more than 40 institutional funders. All finance is subject to status and credit approval.
- Are you FCA regulated?
- Yes. Genesis Capital (Finance & Leasing) Ltd is authorised and regulated by the Financial Conduct Authority, firm reference number 679618.
Get started
Tell us what you need and we'll do the legwork
No call centres, no scripts. You'll speak to a consultant who understands the asset you're funding.
Recognised by the London Stock Exchange in 2018 as one of the 1000 Companies to Inspire Britain.